Get yourself a property!

Enjoy a housing loan at a 4.99% fixed decreasing interest rate for the first 3 years.

Terms & Conditions:

1. The loan offers a decreasing interest rate of 4.99% fixed for the first 3 years. After this period, the interest rate will change based on the prevailing interbank rate, plus a fixed margin of 2.5%. There will be a 1% granting commission fee, and the bank will cover the costs of the mortgage registration. 
2. This campaign is available for the following sectors: public and semi-public sector employees, private sector employees, professionals, and expatriate Jordanians.
3. After the initial fixed-rate period, the interest rate will be determined by the interbank rate at that time, with a fixed margin of 2.5%.
4. The minimum monthly income required is 700 JOD, and the maximum is 2,500 JOD.
5. The loan amount can range from a minimum of 25,000 JOD to a maximum of 150,000 JOD.
6. The financing can cover up to 100% of the property value.
7. The repayment period can range from a minimum of 12 months to a maximum of 300 months.
8. This campaign applies to first-time buyers of residential apartments, where the applicant should provide a statement from the Department of Land and Survey to prove that no residential apartments are registered to the husband and wife.
9. Transfers of property between first-degree relatives are not eligible for this campaign.
10. The loan cannot be used to pay off any existing debts.
11. The initiative is only for ready residential apartments. It does not include construction loans or land financing.
12. The financing application shall be excluded from the campaign if the applicant or his/her spouse owns a residential unit/apartment or house.