Easy Payment Plan
Easy Payment Plan (EPP) – Capital Bank Credit Cards
Turn Large Purchases into Small, Manageable Payments
Maximize your purchasing power with Capital Bank's Easy Payment Plan (EPP), a flexible and convenient installment solution designed for Capital Bank Visa credit cardholders. Whether you're shopping locally or internationally, our EPP allows you to spread the cost of your transactions into fixed monthly payments for up to 36 months.
Why Choose Capital Bank's EPP?
Zero Commission on Educational institutions.
- Enjoy 0% commission fees on transactions for School and University Tuition Fees - throughout the year!
Flexible Payment Options
- Convert purchases at local and international merchants (in-store or online) into affordable installments.
- Choose a repayment period of up to 36 months based on your financial needs.
Easy Enrollment & 24/7 Convenience
- Convert eligible transactions anytime via:
- Capital POS Machines at partner merchants
- Capital Mobile App once transactions are settled
- SMS Notification after completing a purchase
- 24/7 Contact Center (Call us at 06-5100220)
Low Commission Fees
- For all other transactions at non-accredited merchants, enjoy a competitive 0.75% commission fee per month, which will be taken upfront with the EPP request above the transaction amount.
- EPP transactions eligible for zero commission at the Bank’s accredited merchants are only those processed through Capital Bank POS terminals. Any installment transaction processed on POS terminals not belonging to the Bank will be subject to installment fees charged to the customer, as per the announced terms.
To explore the merchants, download the list below
The ability to convert bill payment transactions made through the banking app using a credit card into installments for up to 12 months, with a 0.75% monthly fee charged upfront.
How to Enroll in EPP?
1. Make a Purchase
- Use your Capital Bank Visa credit card for purchases ranging between 100 JOD and 15,000 JOD (within your available credit limit).
2. Request Installment Conversion
- Choose one of the following methods to convert your transaction into installments:
- Capital POS Machines: Request an installment plan at authorized partner merchants.
- Capital Mobile App: Log in and select the eligible transaction for EPP.
- SMS Notification: Instantly convert transactions upon receiving an SMS notification.
- Call Us: Dial 06-5100220 (available 24/7).
3. Confirm Your Plan
- Select your preferred installment period (up to 36 months) and review the terms and conditions.
Partners list
Terms and Conditions
How do I activate an installment plan for my purchases?
You can activate an EPP plan through:
- POS Machines at partner merchants
- Capital Bank Mobile App
- SMS Notification sent after completing an eligible purchase
- 24/7 Contact Center at 06-5100220
Which transactions qualify for the 0% commission fee offer?
Transactions related to School and University Tuition Fees and Healthcare Expenses are eligible for 0% commission fees throughout the year, and any accredited merchant the bank partners with.
What is the minimum and maximum transaction amount eligible for EPP?
Transactions between 100 JOD and 15,000 JOD can be converted into installments, provided they do not exceed your card’s available credit limit.
Can I convert a cash withdrawal or credit card transfer into an installment plan?
No, cash advances and credit card transfers are not eligible for EPP.
What happens if I miss payment?
If you miss two consecutive payments, you will become ineligible for EPP, and the remaining balance will be due immediately with standard credit card interest rates applied.
Can I cancel my installment plan?
Once an EPP is activated, cancellation may require full repayment of the remaining balance. Contact our Contact Center at (06-5100220) for more details.