Personal Non Life Banccasurance Comprehensive Motor Insurance Program

Comprehensive Motor Insurance

Designed to protect you from financial losses arising from road accidents, by providing a comprehensive cover for vehicle damages despite the liability in the accident, in addition to the damages the occur to the other party’s vehicle according to the terms and instructions of the compulsory insurance system..

Features & Benefits

Key Benefits

Fire, external explosion or self-combustion.

Robbery and theft.

Bodily damage to the passengers of the insured vehicle.

Features

The insurance company vows to compensate the policyholder for any damages to the vehicle if it was caused by: Fire, external explosion or self-combustion. Robbery and theft. Overturning or collision of the insured vehicle with another external object. The intentional act or mistake of another, except as a result of dishonesty or fraud. Objects falling or flying off. Fire, collision, overturning of any means of transport on which the insured vehicle is being transported.
The damage to one or more parts of the body of the insured vehicle. Physical and material damages to other parties in accordance with the terms of the compulsory insurance system. Bodily damage to the passengers of the insured vehicle.
Vehicle’s exterior (body) insurance + compulsory insurance. Agency repair service up to 5 years from the vehicle's life. Damages resulting from natural hazards. 100% coverage against accidents caused by unknown parties. Airbags coverage if the accident is covered by the insurance policy. All the original car optional extras. A one-week travel insurance policy upon request at any time during the vehicle insurance period. A 24-hour roadside assistance service that includes: Vehicle licensing service. Battery charging service. Tire exchange service. Fuel delivery service. Unlocking service. Towing or moving the vehicle when it is technically broken or due to an accident (in case of needing a crane).

Coverage

Basic coverage

• The material damage to one or more parts of the body of the insured vehicle. (Own damage) • Bodily injuries and material damages to other parties in accordance with the terms of the compulsory insurance system. (TPL) • Bodily Injuries to the passengers of the insured vehicle.

Depreciation rate

The depreciation rate from new spare parts is 6% annually and a maximum of 36% except for the production year (exclusive of sales tax). The depreciation rate from new spare parts is 0%.

Jerusalem Insurance Company, in accordance with the terms of the policy, bears the payment of compensation amounts and according to the specified coverage and benefits of the program.

Inspection

The vehicle must be thoroughly inspected and pictures taken of the 4 sides when insuring for the first time and detailed and complete information must be provided to issue an insurance policy. Jerusalem Insurance Company, in accordance with the terms of the policy, bears the payment of compensation amounts and according to the specified coverage and benefits of the program.