Sanctuary Program - Life Insurance

1. Agreement to Terms

These Terms and Conditions constitute a legally binding agreement between you (“you”) and [MetLife] regarding your use of our insurance services and products.

2. Eligibility

• ]In case of joint-life coverage the second insured must be between 25 and 65 years old also.
• By using our service, you confirm that the health questions on the application are correct
• By using our services, you confirm that you meet the eligibility requirements.

3. Product Descriptions

• Joint-Life Coverage – One policy can cover both you and your spouse.
• Balanced Approach – A plan that combines life insurance and investment growth.
• Smart Investment Strategies – Access a wide range of international funds tailored to help you reach your financial goals.
• Flexible Premiums – Increase or decrease your contributions based on your budget and financial objectives.
• Optional Indexation – Ensure your coverage and contributions grow over time to keep up with inflation.
• Extra Protection Options – Enhance your coverage with benefits for illness, disability, or loss

  of life.

• Life positive events – starting the 2^nd year of the policy you will be eligible to receive 1/12 of your target premium, with maximum of $500 as positive life event, twice during the policy life. (policy conditions applies).

4. Payment Terms

• Premium payments are due on a monthly, quarterly, Semi-Annual or annual basis as selected during the application process.

5. Cancellation Policy

• You may surrender your policy for its cash value as per the (Full or partial surrender form) presented in your policy document, charges may apply
• If premium payment was not made after the grace period of 31 days and the policy didn’t accumulate cash value, policy will be lapsed, and coverages will be terminated.

6. general conditions

• Any act of fraud or misrepresentation, including providing false, misleading, or incomplete information during the application process or failing to disclose relevant information, may result in the denial of coverage or benefits under the policy, retroactive cancellation of the policy, and recovery of any benefits paid

• If the Insured commits suicide within two years from the Issue Date or from the date of any reinstatement of the Policy, the total amount payable under this Policy shall be equal to net of the cash value.

7. Dispute Resolution

• Any disputes arising from these Terms and Conditions Shall be referred to the courts in Jordan

8. Privacy and Data Protection

• We are committed to protecting your privacy. Our Privacy Policy outlines how we collect, use, and protect your personal information.
• By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

9. Changes to Terms

• We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on our website.
• Your continued use of our services after changes are made, constitutes your acceptance of the new Terms and Conditions.

10. Contact Information

• For any questions or concerns regarding these Terms and Conditions, please contact us at CSC.jordan@metlife.com.