Personal Non Life Banccasurance Personal Accidents Insurance Program (Non-life Insurance)

Personal Accidents Insurance Program

This program covers damage against a sudden, unexpected and unintentional accident that directly resulted in death, total disability or permanent partial disability, which gives the insured round-the-clock protection for better safety.

Features & Benefits

Key Benefits

Storms, cyclones and flood protection

Damage caused by vehicles

Water pipes explosion and water tanks flooding.

Features

Fire and/or lightning strikes. Earthquakes. Explosion. Storms, cyclones and floods. Damage caused by vehicles. Falling aircraft or any part of it. Water pipes explosion and water tanks flooding. Riot or civil commotion and intentional damage as a result of them with a maximum liability on the insurance company of 25% of the total coverage amount or the value of the covered possessions. Breaking and entering.
Temporary housing with the same standard as the insured house if it suffered from the covered dangers for a maximum of JOD 500 monthly for 6 months from the date of the incident. Jewelry and money in a securely closed safe inside the house for a maximum of 15% of the total covered value of the contents. Legal liability against others due to a covered incident with a maximum of JOD 20,000 per-incident and for all incidents during the policy period. Physical injuries of the insured or spouse due to a covered incident with a maximum of JOD 10,000 per individual per incident and for all incidents during policy period. Life insurance for the policyholder for JOD 10,000. Damages of design and outdoor decoration work including trees due to natural hazards with the declared insurance amounts. Pets' death due to fire only for a fixed amount of JOD 500 per declared animal. The cost of reissuing damaged official documents due to a covered incident with a maximum of JOD 500 per incident and for all incidents during the policy period. Cost of moving undamaged furniture and possessions, after the occurrence of a covered incident, to a safe place and moving it back with a maximum amount of JOD 750 per incident for all incidents during the policy period.

Coverage

Death in accident or permanent total disability

JOD 10,000

Permanent partial disability in an accident

According to the disability schedule attached to the insurance policy

Medical expenses due to an accident

JOD 1,000 for the insurance period

Jerusalem Insurance Company, in accordance with the terms of the policy, bears the payment of compensation amounts and according to the specified coverage and benefits of the program.

Coverage period

12 months

Annual premium

JOD 15 per person inclusive of fees and stamps JOD 10 for children under 16 inclusive of fees and stamps